FY2027 Small Area FMR · Covington, TX

ZIP 76636 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76636 (Covington, TX) is $1,010 a month, up 4.1% from FY2026. That is 6% below the Hill County, TX area-wide FMR of $1,080.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,080Hill County, TX

Rank in the area19thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 10.4%

1 BR$810▲ 6.6%

2 BR$1,010▲ 4.1%

3 BR$1,410▲ 6.0%

4 BR$1,600▼ 2.4%

FY2027 FY2026

Where 76636 sits in the Hill County, TX area

Of the 19 ZIP codes HUD lists for the area, 76636 has the 19th highest two-bedroom Small Area FMR. Hill County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,080 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$788	$670
1 bedroom	$810	$729 – $891	$858	$760
2 bedrooms	$1,010	$909 – $1,111	$1,080	$970
3 bedrooms	$1,410	$1,269 – $1,551	$1,495	$1,330
4 bedrooms	$1,600	$1,440 – $1,760	$1,699	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $84,300 and the 80% low-income limit for four people is $67,450. ZIP code 76636 lies mainly in Hill County. See the Hill County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76093	Rio Vista	6.6 mi	$1,460
76627	Blum	7.5 mi	$1,350
76055	Itasca	7.9 mi	$1,180
76050	Grandview	10.7 mi	$1,370
76031	Cleburne	12.3 mi	$1,530
76645	Hillsboro	13.7 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 76636?

HUD's FY2027 Small Area Fair Market Rents for 76636 are $740 (studio), $810 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 76636?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76636 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76636?

The FY2026 income limits of the Hill County, TX area apply: median family income $84,300, low-income (80%) limit $67,450 for a family of four.