FY2027 Small Area FMR · Iredell, TX
ZIP 76649 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76649 (Iredell, TX) is $1,120 a month, up 15.5% from FY2026. That is 10% above the Bosque County, TX area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 76649 sits in the Bosque County, TX area
Of the 12 ZIP codes HUD lists for the area, 76649 has the 6th highest two-bedroom Small Area FMR. Bosque County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.
ZIP code 76649 crosses more than one HUD area. HUD also lists it under Erath County, TX (same figures) and Hamilton County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $810 | $729 – $891 | $706 | $730 |
| 1 bedroom | $880 | $792 – $968 | $804 | $740 |
| 2 bedrooms | $1,120 | $1,008 – $1,232 | $1,014 | $970 |
| 3 bedrooms | $1,500 | $1,350 – $1,650 | $1,347 | $1,340 |
| 4 bedrooms | $1,730 | $1,557 – $1,903 | $1,352 | $1,610 |
A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $85,100 and the 80% low-income limit for four people is $68,100. ZIP code 76649 lies mainly in Bosque County and Erath County. See the Bosque County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 76649?
HUD's FY2027 Small Area Fair Market Rents for 76649 are $810 (studio), $880 (1 BR), $1,120 (2 BR), $1,500 (3 BR) and $1,730 (4 BR) a month.
What is the Section 8 payment standard in 76649?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76649 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 76649?
The FY2026 income limits of the Bosque County, TX area apply: median family income $85,100, low-income (80%) limit $68,100 for a family of four.