FY2027 Small Area FMR · Italy, TX

ZIP 76651 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76651 (Italy, TX) is $1,350 a month, down 7.5% from FY2026. That is 25% below the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$1,350per month ▼ 7.5%

Area-wide 2 BR FMR$1,807Dallas, TX

Rank in the area229thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215

2 BR Small Area FMR$1,350

110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,110▼ 7.5%

1 BR$1,150▼ 8.0%

2 BR$1,350▼ 7.5%

3 BR$1,700▼ 7.6%

4 BR$2,160▼ 7.7%

FY2027 FY2026

Where 76651 sits in the Dallas, TX area

Of the 260 ZIP codes HUD lists for the area, 76651 has the 229th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,215 and $1,485 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,110	$999 – $1,221	$1,491	$1,200
1 bedroom	$1,150	$1,035 – $1,265	$1,536	$1,250
2 bedrooms	$1,350	$1,215 – $1,485	$1,807	$1,460
3 bedrooms	$1,700	$1,530 – $1,870	$2,275	$1,840
4 bedrooms	$2,160	$1,944 – $2,376	$2,892	$2,340

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 76651 lies mainly in Ellis County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76041	Forreston	4.2 mi	$1,690
76623	Avalon	6.2 mi	$1,450
76626	Blooming Grove	8.4 mi	$1,140
76670	Milford	8.6 mi	$1,100
76641	Frost	9.9 mi	$1,180
76666	Mertens	10.0 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 76651?

HUD's FY2027 Small Area Fair Market Rents for 76651 are $1,110 (studio), $1,150 (1 BR), $1,350 (2 BR), $1,700 (3 BR) and $2,160 (4 BR) a month.

What is the Section 8 payment standard in 76651?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76651 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76651?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.