Income Limits by County

FY2027 Small Area FMR · Kosse, TX

ZIP 76653 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76653 (Kosse, TX) is $1,330 a month, up 6.4% from FY2026. That is 16% above the College Station-Bryan, TX area-wide FMR of $1,151.

2-bedroom SAFMR$1,330per month ▲ 6.4%
Area-wide 2 BR FMR$1,151College Station-Bryan, TX
Rank in the area3rdof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,197
2 BR Small Area FMR$1,330
110% of SAFMR$1,463

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 76653 sits in the College Station-Bryan, TX area

$1,070$1,520median $1,130

Of the 31 ZIP codes HUD lists for the area, 76653 has the 3rd highest two-bedroom Small Area FMR. College Station-Bryan, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,151 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.

ZIP code 76653 crosses more than one HUD area. HUD also lists it under Falls County, TX (same figures) and Limestone County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$990$891 – $1,089$1,005$940
1 bedroom$1,090$981 – $1,199$1,057$990
2 bedrooms$1,330$1,197 – $1,463$1,151$1,250
3 bedrooms$1,810$1,629 – $1,991$1,594$1,610
4 bedrooms$2,000$1,800 – $2,200$1,900$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $104,600 and the 80% low-income limit for four people is $77,850. ZIP code 76653 lies mainly in Limestone County, Falls County and Robertson County. See the College Station-Bryan, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
76687Thornton8.4 mi$1,080
76629Bremond10.7 mi$1,070
76680Reagan13.9 mi$1,010
76661Marlin14.0 mi$1,010
76642Groesbeck15.0 mi$1,010
77856Franklin18.9 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 76653?

HUD's FY2027 Small Area Fair Market Rents for 76653 are $990 (studio), $1,090 (1 BR), $1,330 (2 BR), $1,810 (3 BR) and $2,000 (4 BR) a month.

What is the Section 8 payment standard in 76653?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76653 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76653?

The FY2026 income limits of the College Station-Bryan, TX area apply: median family income $104,600, low-income (80%) limit $77,850 for a family of four.