FY2027 Small Area FMR · West, TX

ZIP 76691 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76691 (West, TX) is $1,150 a month, down 7.3% from FY2026. That is 11% below the Waco, TX area-wide FMR of $1,297.

2-bedroom SAFMR$1,150per month ▼ 7.3%

Area-wide 2 BR FMR$1,297Waco, TX

Rank in the area24thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▼ 5.9%

1 BR$910▼ 9.0%

2 BR$1,150▼ 7.3%

3 BR$1,500▼ 6.2%

4 BR$1,550▼ 6.1%

FY2027 FY2026

Where 76691 sits in the Waco, TX area

Of the 33 ZIP codes HUD lists for the area, 76691 has the 24th highest two-bedroom Small Area FMR. Waco, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,297 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

ZIP code 76691 crosses more than one HUD area. HUD also lists it under Hill County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$903	$850
1 bedroom	$910	$819 – $1,001	$1,029	$1,000
2 bedrooms	$1,150	$1,035 – $1,265	$1,297	$1,240
3 bedrooms	$1,500	$1,350 – $1,650	$1,693	$1,600
4 bedrooms	$1,550	$1,395 – $1,705	$1,705	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $90,300 and the 80% low-income limit for four people is $72,250. ZIP code 76691 lies mainly in McLennan County and Hill County. See the Waco, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76640	Elm Mott	5.3 mi	$1,120
76654	Leroy	5.8 mi	$1,120
76621	Abbott	7.8 mi	$1,130
76622	Aquilla	9.1 mi	$1,120
76705	Waco	10.3 mi	$1,120
76676	Penelope	10.8 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 76691?

HUD's FY2027 Small Area Fair Market Rents for 76691 are $800 (studio), $910 (1 BR), $1,150 (2 BR), $1,500 (3 BR) and $1,550 (4 BR) a month.

What is the Section 8 payment standard in 76691?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76691 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76691?

The FY2026 income limits of the Waco, TX area apply: median family income $90,300, low-income (80%) limit $72,250 for a family of four.