FY2027 Small Area FMR · Lowake, TX

ZIP 76855 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76855 (Lowake, TX) is $1,130 a month, down 1.7% from FY2026. That is 0% equal to the Concho County, TX area-wide FMR of $1,131.

2-bedroom SAFMR$1,130per month ▼ 1.7%

Area-wide 2 BR FMR$1,131Concho County, TX

Rank in the area7thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▼ 3.4%

1 BR$900▼ 2.2%

2 BR$1,130▼ 1.7%

3 BR$1,460▼ 2.7%

4 BR$1,630▼ 3.6%

FY2027 FY2026

Where 76855 sits in the Concho County, TX area

Of the 12 ZIP codes HUD lists for the area, 76855 has the 7th highest two-bedroom Small Area FMR. Concho County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$860	$890
1 bedroom	$900	$810 – $990	$900	$920
2 bedrooms	$1,130	$1,017 – $1,243	$1,131	$1,150
3 bedrooms	$1,460	$1,314 – $1,606	$1,461	$1,500
4 bedrooms	$1,630	$1,467 – $1,793	$1,629	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $78,700 and the 80% low-income limit for four people is $66,950. ZIP code 76855 lies mainly in Concho County. See the Concho County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76875	Rowena	5.2 mi	$1,190
76861	Miles	7.1 mi	$1,210
76940	Mereta	9.6 mi	$1,470
76866	Paint Rock	11.1 mi	$1,350
76937	Eola	13.1 mi	$1,710
76821	Ballinger	14.5 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 76855?

HUD's FY2027 Small Area Fair Market Rents for 76855 are $860 (studio), $900 (1 BR), $1,130 (2 BR), $1,460 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 76855?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76855 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76855?

The FY2026 income limits of the Concho County, TX area apply: median family income $78,700, low-income (80%) limit $66,950 for a family of four.