Income Limits by County

FY2027 Small Area FMR · Melvin, TX

ZIP 76858 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76858 (Melvin, TX) is $1,090 a month, unchanged from FY2026. That is 4% below the Concho County, TX area-wide FMR of $1,131.

2-bedroom SAFMR$1,090per month ■ 0.0%
Area-wide 2 BR FMR$1,131Concho County, TX
Rank in the area10thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981
2 BR Small Area FMR$1,090
110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 76858 sits in the Concho County, TX area

$1,070$1,710median $1,160

Of the 12 ZIP codes HUD lists for the area, 76858 has the 10th highest two-bedroom Small Area FMR. Concho County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

ZIP code 76858 crosses more than one HUD area. HUD also lists it under McCulloch County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$860$850
1 bedroom$850$765 – $935$900$890
2 bedrooms$1,090$981 – $1,199$1,131$1,090
3 bedrooms$1,350$1,215 – $1,485$1,461$1,420
4 bedrooms$1,570$1,413 – $1,727$1,629$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $78,700 and the 80% low-income limit for four people is $66,950. ZIP code 76858 lies mainly in Concho County and McCulloch County. See the Concho County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
76825Brady14.0 mi$1,060
76852Lohn15.6 mi$1,070
76862Millersview16.7 mi$1,130
76837Eden16.8 mi$1,130
76836Doole18.8 mi$1,070
76848Hext23.2 mi$1,020

Questions

What is the Fair Market Rent for ZIP code 76858?

HUD's FY2027 Small Area Fair Market Rents for 76858 are $830 (studio), $850 (1 BR), $1,090 (2 BR), $1,350 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 76858?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76858 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76858?

The FY2026 income limits of the Concho County, TX area apply: median family income $78,700, low-income (80%) limit $66,950 for a family of four.