FY2027 Small Area FMR · Big Lake, TX

ZIP 76932 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76932 (Big Lake, TX) is $1,010 a month, down 1.0% from FY2026. That is 0% equal to the Reagan County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▼ 1.0%

Area-wide 2 BR FMR$1,014Reagan County, TX

Rank in the area2ndof 2 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▼ 2.5%

1 BR$810▼ 1.2%

2 BR$1,010▼ 1.0%

3 BR$1,320▼ 0.8%

4 BR$1,470▼ 2.0%

FY2027 FY2026

Where 76932 sits in the Reagan County, TX area

Of the 2 ZIP codes HUD lists for the area, 76932 has the 2nd highest two-bedroom Small Area FMR. Reagan County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$771	$790
1 bedroom	$810	$729 – $891	$807	$820
2 bedrooms	$1,010	$909 – $1,111	$1,014	$1,020
3 bedrooms	$1,320	$1,188 – $1,452	$1,310	$1,330
4 bedrooms	$1,470	$1,323 – $1,617	$1,461	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $86,500 and the 80% low-income limit for four people is $69,200. ZIP code 76932 lies mainly in Reagan County and Crockett County. See the Reagan County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76930	Barnhart	21.8 mi	$1,210
79778	Rankin	23.4 mi	$1,350
79755	Midkiff	28.0 mi	$1,610
79739	Garden City	34.6 mi	$1,240
79744	Iraan	34.8 mi	$1,300
79752	Mc Camey	36.7 mi	$1,370

Questions

What is the Fair Market Rent for ZIP code 76932?

HUD's FY2027 Small Area Fair Market Rents for 76932 are $770 (studio), $810 (1 BR), $1,010 (2 BR), $1,320 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 76932?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76932 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76932?

The FY2026 income limits of the Reagan County, TX area apply: median family income $86,500, low-income (80%) limit $69,200 for a family of four.