Income Limits by County

FY2027 Small Area FMR · Houston, TX

ZIP 77039 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77039 (Houston, TX) is $1,300 a month, down 3.7% from FY2026. That is 13% below the Houston-The Woodlands-Sugar Land, TX area-wide FMR of $1,497.

2-bedroom SAFMR$1,300per month ▼ 3.7%
Area-wide 2 BR FMR$1,497Houston-The Woodlands-Sugar
Rank in the area261stof 327 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170
2 BR Small Area FMR$1,300
110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 77039 sits in the Houston-The Woodlands-Sugar Land, TX area

$1,010$2,250median $1,470

Of the 327 ZIP codes HUD lists for the area, 77039 has the 261st highest two-bedroom Small Area FMR. Houston-The Woodlands-Sugar Land, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,497 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,070$963 – $1,177$1,233$1,100
1 bedroom$1,100$990 – $1,210$1,261$1,140
2 bedrooms$1,300$1,170 – $1,430$1,497$1,350
3 bedrooms$1,750$1,575 – $1,925$2,017$1,820
4 bedrooms$2,170$1,953 – $2,387$2,502$2,260

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $104,000 and the 80% low-income limit for four people is $83,200. ZIP code 77039 lies mainly in Harris County. See the Houston-The Woodlands-Sugar Land, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
77093Houston3.3 mi$1,210
77037Houston3.4 mi$1,140
77060Houston3.8 mi$1,270
77016Houston4.2 mi$1,270
77076Houston4.3 mi$1,260
77050Houston4.3 mi$1,290

Questions

What is the Fair Market Rent for ZIP code 77039?

HUD's FY2027 Small Area Fair Market Rents for 77039 are $1,070 (studio), $1,100 (1 BR), $1,300 (2 BR), $1,750 (3 BR) and $2,170 (4 BR) a month.

What is the Section 8 payment standard in 77039?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77039 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 77039?

The FY2026 income limits of the Houston-The Woodlands-Sugar Land, TX area apply: median family income $104,000, low-income (80%) limit $83,200 for a family of four.