FY2027 Small Area FMR · Cedar Lane, TX

ZIP 77415 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77415 (Cedar Lane, TX) is $1,240 a month, up 4.2% from FY2026. That is 1% above the Matagorda County, TX area-wide FMR of $1,226.

2-bedroom SAFMR$1,240per month ▲ 4.2%

Area-wide 2 BR FMR$1,226Matagorda County, TX

Rank in the area2ndof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116

2 BR Small Area FMR$1,240

110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,030▲ 10.8%

1 BR$1,040▲ 7.2%

2 BR$1,240▲ 4.2%

3 BR$1,590▲ 4.6%

4 BR$1,990▲ 2.6%

FY2027 FY2026

Where 77415 sits in the Matagorda County, TX area

Of the 16 ZIP codes HUD lists for the area, 77415 has the 2nd highest two-bedroom Small Area FMR. Matagorda County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,226 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,030	$927 – $1,133	$1,021	$930
1 bedroom	$1,040	$936 – $1,144	$1,027	$970
2 bedrooms	$1,240	$1,116 – $1,364	$1,226	$1,190
3 bedrooms	$1,590	$1,431 – $1,749	$1,569	$1,520
4 bedrooms	$1,990	$1,791 – $2,189	$1,968	$1,940

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $74,100 and the 80% low-income limit for four people is $66,950. ZIP code 77415 lies mainly in Matagorda County. See the Matagorda County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
77414	Bay City	8.2 mi	$1,240
77480	Sweeny	10.8 mi	$1,230
77422	Brazoria	10.9 mi	$1,230
77483	Wadsworth	11.8 mi	$1,240
77482	Van Vleck	15.0 mi	$1,140
77486	West Columbia	15.9 mi	$1,290

Questions

What is the Fair Market Rent for ZIP code 77415?

HUD's FY2027 Small Area Fair Market Rents for 77415 are $1,030 (studio), $1,040 (1 BR), $1,240 (2 BR), $1,590 (3 BR) and $1,990 (4 BR) a month.

What is the Section 8 payment standard in 77415?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77415 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 77415?

The FY2026 income limits of the Matagorda County, TX area apply: median family income $74,100, low-income (80%) limit $66,950 for a family of four.