Income Limits by County

FY2027 Small Area FMR · Katy, TX

ZIP 77450 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77450 (Katy, TX) is $1,850 a month, down 4.6% from FY2026. That is 24% above the Houston-The Woodlands-Sugar Land, TX area-wide FMR of $1,497.

2-bedroom SAFMR$1,850per month ▼ 4.6%
Area-wide 2 BR FMR$1,497Houston-The Woodlands-Sugar
Rank in the area42ndof 327 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,665
2 BR Small Area FMR$1,850
110% of SAFMR$2,035

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 77450 sits in the Houston-The Woodlands-Sugar Land, TX area

$1,010$2,250median $1,470

Of the 327 ZIP codes HUD lists for the area, 77450 has the 42nd highest two-bedroom Small Area FMR. Houston-The Woodlands-Sugar Land, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,497 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,850 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,520$1,368 – $1,672$1,233$1,580
1 bedroom$1,560$1,404 – $1,716$1,261$1,630
2 bedrooms$1,850$1,665 – $2,035$1,497$1,940
3 bedrooms$2,490$2,241 – $2,739$2,017$2,610
4 bedrooms$3,090$2,781 – $3,399$2,502$3,250

A household renting a two-bedroom home at the Small Area FMR of $1,850 needs about $74,000 a year to keep housing costs at 30% of income. The area median family income is $104,000 and the 80% low-income limit for four people is $83,200. ZIP code 77450 lies mainly in Harris County and Fort Bend County. See the Houston-The Woodlands-Sugar Land, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
77094Houston4.0 mi$1,810
77494Katy5.4 mi$2,250
77407Richmond5.4 mi$2,070
77082Houston6.2 mi$1,570
77083Houston6.4 mi$1,530
77449Katy6.5 mi$1,920

Questions

What is the Fair Market Rent for ZIP code 77450?

HUD's FY2027 Small Area Fair Market Rents for 77450 are $1,520 (studio), $1,560 (1 BR), $1,850 (2 BR), $2,490 (3 BR) and $3,090 (4 BR) a month.

What is the Section 8 payment standard in 77450?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77450 that range is $1,665 to $2,035 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 77450?

The FY2026 income limits of the Houston-The Woodlands-Sugar Land, TX area apply: median family income $104,000, low-income (80%) limit $83,200 for a family of four.