FY2027 Small Area FMR · Baytown, TX

ZIP 77520 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77520 (Baytown, TX) is $1,270 a month, down 4.5% from FY2026. That is 15% below the Houston-The Woodlands-Sugar Land, TX area-wide FMR of $1,497.

2-bedroom SAFMR$1,270per month ▼ 4.5%

Area-wide 2 BR FMR$1,497Houston-The Woodlands-Sugar

Rank in the area273rdof 327 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143

2 BR Small Area FMR$1,270

110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,050▼ 2.8%

1 BR$1,070▼ 4.5%

2 BR$1,270▼ 4.5%

3 BR$1,710▼ 4.5%

4 BR$2,120▼ 4.9%

FY2027 FY2026

Where 77520 sits in the Houston-The Woodlands-Sugar Land, TX area

Of the 327 ZIP codes HUD lists for the area, 77520 has the 273rd highest two-bedroom Small Area FMR. Houston-The Woodlands-Sugar Land, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,497 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,050	$945 – $1,155	$1,233	$1,080
1 bedroom	$1,070	$963 – $1,177	$1,261	$1,120
2 bedrooms	$1,270	$1,143 – $1,397	$1,497	$1,330
3 bedrooms	$1,710	$1,539 – $1,881	$2,017	$1,790
4 bedrooms	$2,120	$1,908 – $2,332	$2,502	$2,230

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $104,000 and the 80% low-income limit for four people is $83,200. ZIP code 77520 lies mainly in Harris County and Chambers County. See the Houston-The Woodlands-Sugar Land, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
77571	La Porte	4.9 mi	$1,480
77521	Baytown	4.9 mi	$1,470
77562	Highlands	7.8 mi	$1,250
77536	Deer Park	8.0 mi	$1,460
77530	Channelview	8.2 mi	$1,200
77507	Pasadena	8.6 mi	$1,880

Questions

What is the Fair Market Rent for ZIP code 77520?

HUD's FY2027 Small Area Fair Market Rents for 77520 are $1,050 (studio), $1,070 (1 BR), $1,270 (2 BR), $1,710 (3 BR) and $2,120 (4 BR) a month.

What is the Section 8 payment standard in 77520?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77520 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 77520?

The FY2026 income limits of the Houston-The Woodlands-Sugar Land, TX area apply: median family income $104,000, low-income (80%) limit $83,200 for a family of four.