FY2027 Small Area FMR · Kemah, TX
ZIP 77565 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77565 (Kemah, TX) is $1,790 a month, down 6.3% from FY2026. That is 20% above the Houston-The Woodlands-Sugar Land, TX area-wide FMR of $1,497.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 77565 sits in the Houston-The Woodlands-Sugar Land, TX area
Of the 327 ZIP codes HUD lists for the area, 77565 has the 51st highest two-bedroom Small Area FMR. Houston-The Woodlands-Sugar Land, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,497 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,790 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,470 | $1,323 – $1,617 | $1,233 | $1,550 |
| 1 bedroom | $1,510 | $1,359 – $1,661 | $1,261 | $1,610 |
| 2 bedrooms | $1,790 | $1,611 – $1,969 | $1,497 | $1,910 |
| 3 bedrooms | $2,410 | $2,169 – $2,651 | $2,017 | $2,570 |
| 4 bedrooms | $2,990 | $2,691 – $3,289 | $2,502 | $3,200 |
A household renting a two-bedroom home at the Small Area FMR of $1,790 needs about $71,600 a year to keep housing costs at 30% of income. The area median family income is $104,000 and the 80% low-income limit for four people is $83,200. ZIP code 77565 lies mainly in Galveston County. See the Houston-The Woodlands-Sugar Land, TX metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 77565?
HUD's FY2027 Small Area Fair Market Rents for 77565 are $1,470 (studio), $1,510 (1 BR), $1,790 (2 BR), $2,410 (3 BR) and $2,990 (4 BR) a month.
What is the Section 8 payment standard in 77565?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77565 that range is $1,611 to $1,969 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 77565?
The FY2026 income limits of the Houston-The Woodlands-Sugar Land, TX area apply: median family income $104,000, low-income (80%) limit $83,200 for a family of four.