FY2027 Small Area FMR · Lumberton, TX

ZIP 77657 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77657 (Lumberton, TX) is $1,160 a month, up 11.5% from FY2026. That is 5% below the Beaumont-Port Arthur, TX area-wide FMR of $1,218.

2-bedroom SAFMR$1,160per month ▲ 11.5%

Area-wide 2 BR FMR$1,218Beaumont-Port Arthur, TX

Rank in the area27thof 43 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 10.7%

1 BR$940▲ 10.6%

2 BR$1,160▲ 11.5%

3 BR$1,510▲ 11.0%

4 BR$1,850▲ 13.5%

FY2027 FY2026

Where 77657 sits in the Beaumont-Port Arthur, TX area

Of the 43 ZIP codes HUD lists for the area, 77657 has the 27th highest two-bedroom Small Area FMR. Beaumont-Port Arthur, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,044 and $1,276 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$980	$840
1 bedroom	$940	$846 – $1,034	$986	$850
2 bedrooms	$1,160	$1,044 – $1,276	$1,218	$1,040
3 bedrooms	$1,510	$1,359 – $1,661	$1,588	$1,360
4 bedrooms	$1,850	$1,665 – $2,035	$1,944	$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $70,150. ZIP code 77657 lies mainly in Hardin County. See the Beaumont-Port Arthur, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
77708	Beaumont	6.0 mi	$1,230
77703	Beaumont	8.3 mi	$1,070
77706	Beaumont	8.8 mi	$1,330
77702	Beaumont	10.6 mi	$1,220
77615	Evadale	11.0 mi	$1,010
77662	Vidor	11.2 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 77657?

HUD's FY2027 Small Area Fair Market Rents for 77657 are $930 (studio), $940 (1 BR), $1,160 (2 BR), $1,510 (3 BR) and $1,850 (4 BR) a month.

What is the Section 8 payment standard in 77657?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77657 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 77657?

The FY2026 income limits of the Beaumont-Port Arthur, TX area apply: median family income $87,700, low-income (80%) limit $70,150 for a family of four.