FY2027 Small Area FMR · Ganado, TX

ZIP 77962 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77962 (Ganado, TX) is $1,080 a month, up 8.0% from FY2026. That is 5% below the Jackson County, TX area-wide FMR of $1,142.

2-bedroom SAFMR$1,080per month ▲ 8.0%

Area-wide 2 BR FMR$1,142Jackson County, TX

Rank in the area7thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 5.1%

1 BR$930▲ 4.5%

2 BR$1,080▲ 8.0%

3 BR$1,300▲ 8.3%

4 BR$1,560▲ 6.1%

FY2027 FY2026

Where 77962 sits in the Jackson County, TX area

Of the 10 ZIP codes HUD lists for the area, 77962 has the 7th highest two-bedroom Small Area FMR. Jackson County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,142 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$868	$780
1 bedroom	$930	$837 – $1,023	$982	$890
2 bedrooms	$1,080	$972 – $1,188	$1,142	$1,000
3 bedrooms	$1,300	$1,170 – $1,430	$1,377	$1,200
4 bedrooms	$1,560	$1,404 – $1,716	$1,645	$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $85,000 and the 80% low-income limit for four people is $68,000. ZIP code 77962 lies mainly in Jackson County. See the Jackson County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
77455	Louise	8.5 mi	$1,460
77957	Edna	12.2 mi	$1,190
77970	La Ward	12.5 mi	$1,010
77971	Lolita	13.1 mi	$1,050
77961	Francitas	13.9 mi	$1,100
77458	Midfield	16.0 mi	$1,320

Questions

What is the Fair Market Rent for ZIP code 77962?

HUD's FY2027 Small Area Fair Market Rents for 77962 are $820 (studio), $930 (1 BR), $1,080 (2 BR), $1,300 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 77962?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77962 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 77962?

The FY2026 income limits of the Jackson County, TX area apply: median family income $85,000, low-income (80%) limit $68,000 for a family of four.