FY2027 Small Area FMR · Charlotte, TX

ZIP 78011 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78011 (Charlotte, TX) is $1,040 a month, down 2.8% from FY2026. That is 3% below the Atascosa County, TX area-wide FMR of $1,069.

2-bedroom SAFMR$1,040per month ▼ 2.8%

Area-wide 2 BR FMR$1,069Atascosa County, TX

Rank in the area15thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800■ 0.0%

1 BR$930▼ 4.1%

2 BR$1,040▼ 2.8%

3 BR$1,360▼ 0.7%

4 BR$1,390▼ 2.1%

FY2027 FY2026

Where 78011 sits in the Atascosa County, TX area

Of the 17 ZIP codes HUD lists for the area, 78011 has the 15th highest two-bedroom Small Area FMR. Atascosa County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,069 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$818	$800
1 bedroom	$930	$837 – $1,023	$982	$970
2 bedrooms	$1,040	$936 – $1,144	$1,069	$1,070
3 bedrooms	$1,360	$1,224 – $1,496	$1,404	$1,370
4 bedrooms	$1,390	$1,251 – $1,529	$1,405	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $86,100 and the 80% low-income limit for four people is $68,900. ZIP code 78011 lies mainly in Atascosa County. See the Atascosa County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78026	Jourdanton	6.8 mi	$1,010
78005	Bigfoot	13.2 mi	$1,110
78012	Christine	14.1 mi	$1,110
78064	Pleasanton	20.1 mi	$1,180
78065	Poteet	20.5 mi	$1,010
78021	Fowlerton	21.4 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 78011?

HUD's FY2027 Small Area Fair Market Rents for 78011 are $800 (studio), $930 (1 BR), $1,040 (2 BR), $1,360 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 78011?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78011 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78011?

The FY2026 income limits of the Atascosa County, TX area apply: median family income $86,100, low-income (80%) limit $68,900 for a family of four.