FY2027 Small Area FMR · Kerrville, TX

ZIP 78029 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78029 (Kerrville, TX) is $1,160 a month, up 3.6% from FY2026. That is 0% equal to the Kerr County, TX area-wide FMR of $1,156.

2-bedroom SAFMR$1,160per month ▲ 3.6%

Area-wide 2 BR FMR$1,156Kerr County, TX

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 1.1%

1 BR$1,030▲ 6.2%

2 BR$1,160▲ 3.6%

3 BR$1,520▲ 2.7%

4 BR$1,520▼ 0.7%

FY2027 FY2026

Where 78029 sits in the Kerr County, TX area

Of the 13 ZIP codes HUD lists for the area, 78029 has the 9th highest two-bedroom Small Area FMR. Kerr County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,156 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$879	$870
1 bedroom	$1,030	$927 – $1,133	$1,026	$970
2 bedrooms	$1,160	$1,044 – $1,276	$1,156	$1,120
3 bedrooms	$1,520	$1,368 – $1,672	$1,513	$1,480
4 bedrooms	$1,520	$1,368 – $1,672	$1,519	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $96,200 and the 80% low-income limit for four people is $76,950. ZIP code 78029 lies mainly in Kerr County. See the Kerr County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78025	Ingram	6.6 mi	$1,080
78631	Harper	12.7 mi	$1,700
78024	Hunt	12.9 mi	$1,140
78028	Kerrville	13.8 mi	$1,160
78058	Mountain Home	17.5 mi	$1,300
78055	Medina	22.7 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 78029?

HUD's FY2027 Small Area Fair Market Rents for 78029 are $880 (studio), $1,030 (1 BR), $1,160 (2 BR), $1,520 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 78029?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78029 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78029?

The FY2026 income limits of the Kerr County, TX area apply: median family income $96,200, low-income (80%) limit $76,950 for a family of four.