FY2027 Small Area FMR · Berclair, TX

ZIP 78107 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78107 (Berclair, TX) is $1,300 a month, up 3.2% from FY2026. That is 9% below the Victoria, TX area-wide FMR of $1,428.

2-bedroom SAFMR$1,300per month ▲ 3.2%

Area-wide 2 BR FMR$1,428Victoria, TX

Rank in the area9thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,040▲ 5.1%

1 BR$1,040▲ 5.1%

2 BR$1,300▲ 3.2%

3 BR$1,560▲ 2.6%

4 BR$1,720▲ 3.0%

FY2027 FY2026

Where 78107 sits in the Victoria, TX area

Of the 20 ZIP codes HUD lists for the area, 78107 has the 9th highest two-bedroom Small Area FMR. Victoria, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,428 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,040	$936 – $1,144	$1,139	$990
1 bedroom	$1,040	$936 – $1,144	$1,146	$990
2 bedrooms	$1,300	$1,170 – $1,430	$1,428	$1,260
3 bedrooms	$1,560	$1,404 – $1,716	$1,701	$1,520
4 bedrooms	$1,720	$1,548 – $1,892	$1,932	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $81,300 and the 80% low-income limit for four people is $67,200. ZIP code 78107 lies mainly in Goliad County. See the Victoria, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78104	Beeville	11.5 mi	$1,250
78162	Tuleta	11.9 mi	$1,230
77963	Goliad	12.0 mi	$1,300
78102	Beeville	13.7 mi	$1,250
78142	Normanna	14.2 mi	$1,230
78146	Pettus	15.9 mi	$1,190

Questions

What is the Fair Market Rent for ZIP code 78107?

HUD's FY2027 Small Area Fair Market Rents for 78107 are $1,040 (studio), $1,040 (1 BR), $1,300 (2 BR), $1,560 (3 BR) and $1,720 (4 BR) a month.

What is the Section 8 payment standard in 78107?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78107 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78107?

The FY2026 income limits of the Victoria, TX area apply: median family income $81,300, low-income (80%) limit $67,200 for a family of four.