Income Limits by County

FY2027 Small Area FMR · Gillett, TX

ZIP 78116 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78116 (Gillett, TX) is $1,150 a month, up 6.5% from FY2026. That is 1% above the Karnes County, TX area-wide FMR of $1,143.

2-bedroom SAFMR$1,150per month ▲ 6.5%
Area-wide 2 BR FMR$1,143Karnes County, TX
Rank in the area3rdof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035
2 BR Small Area FMR$1,150
110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78116 sits in the Karnes County, TX area

$1,150$1,300median $1,150

Of the 10 ZIP codes HUD lists for the area, 78116 has the 3rd highest two-bedroom Small Area FMR. Karnes County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,143 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$819$770
1 bedroom$880$792 – $968$872$840
2 bedrooms$1,150$1,035 – $1,265$1,143$1,080
3 bedrooms$1,430$1,287 – $1,573$1,393$1,380
4 bedrooms$1,690$1,521 – $1,859$1,683$1,570

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $86,000 and the 80% low-income limit for four people is $68,800. ZIP code 78116 lies mainly in Karnes County. See the Karnes County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78111Ecleto3.9 mi$1,150
78143Pandora12.6 mi$1,160
78159Smiley12.9 mi$1,020
78144Panna Maria13.8 mi$1,150
78141Nordheim14.6 mi$1,150
78160Stockdale15.2 mi$1,210

Questions

What is the Fair Market Rent for ZIP code 78116?

HUD's FY2027 Small Area Fair Market Rents for 78116 are $810 (studio), $880 (1 BR), $1,150 (2 BR), $1,430 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 78116?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78116 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78116?

The FY2026 income limits of the Karnes County, TX area apply: median family income $86,000, low-income (80%) limit $68,800 for a family of four.