FY2027 Small Area FMR · Pawnee, TX

ZIP 78145 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78145 (Pawnee, TX) is $1,220 a month, down 9.6% from FY2026. That is 1% below the Bee County, TX area-wide FMR of $1,233.

2-bedroom SAFMR$1,220per month ▼ 9.6%

Area-wide 2 BR FMR$1,233Bee County, TX

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098

2 BR Small Area FMR$1,220

110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▼ 2.2%

1 BR$950▼ 7.8%

2 BR$1,220▼ 9.6%

3 BR$1,540▼ 4.9%

4 BR$1,780▼ 9.6%

FY2027 FY2026

Where 78145 sits in the Bee County, TX area

Of the 13 ZIP codes HUD lists for the area, 78145 has the 9th highest two-bedroom Small Area FMR. Bee County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$936	$930
1 bedroom	$950	$855 – $1,045	$943	$1,030
2 bedrooms	$1,220	$1,098 – $1,342	$1,233	$1,350
3 bedrooms	$1,540	$1,386 – $1,694	$1,523	$1,620
4 bedrooms	$1,780	$1,602 – $1,958	$1,620	$1,970

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $66,950. ZIP code 78145 lies mainly in Bee County. See the Bee County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78125	Mineral	7.5 mi	$1,200
78119	Kenedy	8.6 mi	$1,300
78146	Pettus	9.9 mi	$1,190
78118	Karnes City	11.5 mi	$1,150
78062	Peggy	12.9 mi	$1,150
78142	Normanna	13.4 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 78145?

HUD's FY2027 Small Area Fair Market Rents for 78145 are $910 (studio), $950 (1 BR), $1,220 (2 BR), $1,540 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 78145?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78145 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78145?

The FY2026 income limits of the Bee County, TX area apply: median family income $81,900, low-income (80%) limit $66,950 for a family of four.