FY2027 Small Area FMR · Armstrong, TX
ZIP 78338 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78338 (Armstrong, TX) is $1,100 a month, up 7.8% from FY2026. That is 0% equal to the Kenedy County, TX area-wide FMR of $1,102.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78338 sits in the Kenedy County, TX area
Of the 2 ZIP codes HUD lists for the area, 78338 has the 2nd highest two-bedroom Small Area FMR. Kenedy County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,102 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $840 | $756 – $924 | $838 | $790 |
| 1 bedroom | $880 | $792 – $968 | $877 | $820 |
| 2 bedrooms | $1,100 | $990 – $1,210 | $1,102 | $1,020 |
| 3 bedrooms | $1,420 | $1,278 – $1,562 | $1,424 | $1,330 |
| 4 bedrooms | $1,580 | $1,422 – $1,738 | $1,587 | $1,500 |
A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $83,700 and the 80% low-income limit for four people is $66,950. ZIP code 78338 lies mainly in Kenedy County. See the Kenedy County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78338?
HUD's FY2027 Small Area Fair Market Rents for 78338 are $840 (studio), $880 (1 BR), $1,100 (2 BR), $1,420 (3 BR) and $1,580 (4 BR) a month.
What is the Section 8 payment standard in 78338?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78338 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78338?
The FY2026 income limits of the Kenedy County, TX area apply: median family income $83,700, low-income (80%) limit $66,950 for a family of four.