Income Limits by County

FY2027 Small Area FMR · Bayside, TX

ZIP 78340 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78340 (Bayside, TX) is $1,520 a month, up 4.1% from FY2026. That is 50% above the Refugio County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,520per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Refugio County, TX
Rank in the area1stof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368
2 BR Small Area FMR$1,520
110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78340 sits in the Refugio County, TX area

$1,010$1,520median $1,110

Of the 5 ZIP codes HUD lists for the area, 78340 has the 1st highest two-bedroom Small Area FMR. Refugio County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,160$1,044 – $1,276$771$1,140
1 bedroom$1,210$1,089 – $1,331$807$1,170
2 bedrooms$1,520$1,368 – $1,672$1,014$1,460
3 bedrooms$2,100$1,890 – $2,310$1,404$2,030
4 bedrooms$2,190$1,971 – $2,409$1,461$2,150

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $79,400 and the 80% low-income limit for four people is $66,950. ZIP code 78340 lies mainly in Refugio County. See the Refugio County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78382Rockport9.2 mi$1,510
78358Fulton10.1 mi$1,450
78390Taft11.7 mi$1,440
78393Woodsboro12.2 mi$1,010
78336Aransas Pass13.4 mi$1,420
78377Refugio14.1 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 78340?

HUD's FY2027 Small Area Fair Market Rents for 78340 are $1,160 (studio), $1,210 (1 BR), $1,520 (2 BR), $2,100 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 78340?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78340 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78340?

The FY2026 income limits of the Refugio County, TX area apply: median family income $79,400, low-income (80%) limit $66,950 for a family of four.