FY2027 Small Area FMR · Corpus Christi, TX
ZIP 78404 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78404 (Corpus Christi, TX) is $1,360 a month, up 5.4% from FY2026. That is 4% below the Corpus Christi, TX area-wide FMR of $1,421.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78404 sits in the Corpus Christi, TX area
Of the 48 ZIP codes HUD lists for the area, 78404 has the 27th highest two-bedroom Small Area FMR. Corpus Christi, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,421 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,360 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,020 | $918 – $1,122 | $1,066 | $970 |
| 1 bedroom | $1,130 | $1,017 – $1,243 | $1,176 | $1,050 |
| 2 bedrooms | $1,360 | $1,224 – $1,496 | $1,421 | $1,290 |
| 3 bedrooms | $1,780 | $1,602 – $1,958 | $1,855 | $1,700 |
| 4 bedrooms | $2,000 | $1,800 – $2,200 | $2,087 | $1,940 |
A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $83,700 and the 80% low-income limit for four people is $66,950. ZIP code 78404 lies mainly in Nueces County. See the Corpus Christi, TX metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78404?
HUD's FY2027 Small Area Fair Market Rents for 78404 are $1,020 (studio), $1,130 (1 BR), $1,360 (2 BR), $1,780 (3 BR) and $2,000 (4 BR) a month.
What is the Section 8 payment standard in 78404?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78404 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78404?
The FY2026 income limits of the Corpus Christi, TX area apply: median family income $83,700, low-income (80%) limit $66,950 for a family of four.