FY2027 Small Area FMR · Brownsville, TX
ZIP 78523 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78523 (Brownsville, TX) is $1,040 a month, down 1.0% from FY2026. That is 0% equal to the Brownsville-Harlingen, TX area-wide FMR of $1,042.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78523 sits in the Brownsville-Harlingen, TX area
Of the 22 ZIP codes HUD lists for the area, 78523 has the 11th highest two-bedroom Small Area FMR. Brownsville-Harlingen, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,042 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $830 | $747 – $913 | $827 | $780 |
| 1 bedroom | $880 | $792 – $968 | $884 | $870 |
| 2 bedrooms | $1,040 | $936 – $1,144 | $1,042 | $1,050 |
| 3 bedrooms | $1,390 | $1,251 – $1,529 | $1,393 | $1,420 |
| 4 bedrooms | $1,490 | $1,341 – $1,639 | $1,496 | $1,480 |
A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $64,600 and the 80% low-income limit for four people is $66,950. ZIP code 78523 lies mainly in Cameron County. See the Brownsville-Harlingen, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78523?
HUD's FY2027 Small Area Fair Market Rents for 78523 are $830 (studio), $880 (1 BR), $1,040 (2 BR), $1,390 (3 BR) and $1,490 (4 BR) a month.
What is the Section 8 payment standard in 78523?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78523 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78523?
The FY2026 income limits of the Brownsville-Harlingen, TX area apply: median family income $64,600, low-income (80%) limit $66,950 for a family of four.