FY2027 Small Area FMR · Tow, TX
ZIP 78672 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78672 (Tow, TX) is $1,130 a month, up 5.6% from FY2026. That is 3% above the Llano County, TX area-wide FMR of $1,102.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78672 sits in the Llano County, TX area
Of the 11 ZIP codes HUD lists for the area, 78672 has the 5th highest two-bedroom Small Area FMR. Llano County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,102 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $860 | $774 – $946 | $838 | $830 |
| 1 bedroom | $900 | $810 – $990 | $878 | $840 |
| 2 bedrooms | $1,130 | $1,017 – $1,243 | $1,102 | $1,070 |
| 3 bedrooms | $1,520 | $1,368 – $1,672 | $1,526 | $1,450 |
| 4 bedrooms | $1,550 | $1,395 – $1,705 | $1,576 | $1,570 |
A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $96,000 and the 80% low-income limit for four people is $76,800. ZIP code 78672 lies mainly in Llano County. See the Llano County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78672?
HUD's FY2027 Small Area Fair Market Rents for 78672 are $860 (studio), $900 (1 BR), $1,130 (2 BR), $1,520 (3 BR) and $1,550 (4 BR) a month.
What is the Section 8 payment standard in 78672?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78672 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78672?
The FY2026 income limits of the Llano County, TX area apply: median family income $96,000, low-income (80%) limit $76,800 for a family of four.