FY2027 Small Area FMR · Austin, TX

ZIP 78712 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78712 (Austin, TX) is $2,050 a month, down 4.7% from FY2026. That is 13% above the Austin-Round Rock-San Marcos, TX area-wide FMR of $1,817.

2-bedroom SAFMR$2,050per month ▼ 4.7%

Area-wide 2 BR FMR$1,817Austin-Round Rock-San Marcos

Rank in the area21stof 131 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,845

2 BR Small Area FMR$2,050

110% of SAFMR$2,255

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,630▼ 4.7%

1 BR$1,720▼ 5.5%

2 BR$2,050▼ 4.7%

3 BR$2,590▼ 5.1%

4 BR$3,040▼ 5.3%

FY2027 FY2026

Where 78712 sits in the Austin-Round Rock-San Marcos, TX area

Of the 131 ZIP codes HUD lists for the area, 78712 has the 21st highest two-bedroom Small Area FMR. Austin-Round Rock-San Marcos, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,817 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,630	$1,467 – $1,793	$1,447	$1,710
1 bedroom	$1,720	$1,548 – $1,892	$1,530	$1,820
2 bedrooms	$2,050	$1,845 – $2,255	$1,817	$2,150
3 bedrooms	$2,590	$2,331 – $2,849	$2,292	$2,730
4 bedrooms	$3,040	$2,736 – $3,344	$2,689	$3,210

A household renting a two-bedroom home at the Small Area FMR of $2,050 needs about $82,000 a year to keep housing costs at 30% of income. The area median family income is $134,400 and the 80% low-income limit for four people is $106,800. ZIP code 78712 lies mainly in Travis County. See the Austin-Round Rock-San Marcos, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78705	Austin	1.0 mi	$1,870
78701	Austin	1.1 mi	$2,730
78722	Austin	1.1 mi	$2,040
78702	Austin	1.6 mi	$2,440
78751	Austin	2.0 mi	$2,200
78703	Austin	2.2 mi	$2,440

Questions

What is the Fair Market Rent for ZIP code 78712?

HUD's FY2027 Small Area Fair Market Rents for 78712 are $1,630 (studio), $1,720 (1 BR), $2,050 (2 BR), $2,590 (3 BR) and $3,040 (4 BR) a month.

What is the Section 8 payment standard in 78712?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78712 that range is $1,845 to $2,255 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78712?

The FY2026 income limits of the Austin-Round Rock-San Marcos, TX area apply: median family income $134,400, low-income (80%) limit $106,800 for a family of four.