Income Limits by County

FY2027 Small Area FMR · Austin, TX

ZIP 78725 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78725 (Austin, TX) is $2,460 a month, down 3.1% from FY2026. That is 35% above the Austin-Round Rock-San Marcos, TX area-wide FMR of $1,817.

2-bedroom SAFMR$2,460per month ▼ 3.1%
Area-wide 2 BR FMR$1,817Austin-Round Rock-San Marcos
Rank in the area5thof 131 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,214
2 BR Small Area FMR$2,460
110% of SAFMR$2,706

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78725 sits in the Austin-Round Rock-San Marcos, TX area

$1,160$2,730median $1,850

Of the 131 ZIP codes HUD lists for the area, 78725 has the 5th highest two-bedroom Small Area FMR. Austin-Round Rock-San Marcos, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,817 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,460 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,960$1,764 – $2,156$1,447$2,020
1 bedroom$2,070$1,863 – $2,277$1,530$2,140
2 bedrooms$2,460$2,214 – $2,706$1,817$2,540
3 bedrooms$3,100$2,790 – $3,410$2,292$3,220
4 bedrooms$3,640$3,276 – $4,004$2,689$3,790

A household renting a two-bedroom home at the Small Area FMR of $2,460 needs about $98,400 a year to keep housing costs at 30% of income. The area median family income is $134,400 and the 80% low-income limit for four people is $106,800. ZIP code 78725 lies mainly in Travis County. See the Austin-Round Rock-San Marcos, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78742Austin3.1 mi$1,670
78719Austin4.2 mi$1,730
78724Austin4.4 mi$1,680
78721Austin5.3 mi$1,810
78617Del Valle5.7 mi$1,670
78741Austin6.3 mi$1,790

Questions

What is the Fair Market Rent for ZIP code 78725?

HUD's FY2027 Small Area Fair Market Rents for 78725 are $1,960 (studio), $2,070 (1 BR), $2,460 (2 BR), $3,100 (3 BR) and $3,640 (4 BR) a month.

What is the Section 8 payment standard in 78725?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78725 that range is $2,214 to $2,706 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78725?

The FY2026 income limits of the Austin-Round Rock-San Marcos, TX area apply: median family income $134,400, low-income (80%) limit $106,800 for a family of four.