FY2027 Small Area FMR · Austin, TX

ZIP 78746 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78746 (Austin, TX) is $2,240 a month, down 3.9% from FY2026. That is 23% above the Austin-Round Rock-San Marcos, TX area-wide FMR of $1,817.

2-bedroom SAFMR$2,240per month ▼ 3.9%

Area-wide 2 BR FMR$1,817Austin-Round Rock-San Marcos

Rank in the area9thof 131 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,016

2 BR Small Area FMR$2,240

110% of SAFMR$2,464

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,780▼ 3.8%

1 BR$1,890▼ 4.1%

2 BR$2,240▼ 3.9%

3 BR$2,830▼ 4.1%

4 BR$3,320▼ 4.3%

FY2027 FY2026

Where 78746 sits in the Austin-Round Rock-San Marcos, TX area

Of the 131 ZIP codes HUD lists for the area, 78746 has the 9th highest two-bedroom Small Area FMR. Austin-Round Rock-San Marcos, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,817 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,780	$1,602 – $1,958	$1,447	$1,850
1 bedroom	$1,890	$1,701 – $2,079	$1,530	$1,970
2 bedrooms	$2,240	$2,016 – $2,464	$1,817	$2,330
3 bedrooms	$2,830	$2,547 – $3,113	$2,292	$2,950
4 bedrooms	$3,320	$2,988 – $3,652	$2,689	$3,470

A household renting a two-bedroom home at the Small Area FMR of $2,240 needs about $89,600 a year to keep housing costs at 30% of income. The area median family income is $134,400 and the 80% low-income limit for four people is $106,800. ZIP code 78746 lies mainly in Travis County. See the Austin-Round Rock-San Marcos, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78703	Austin	2.6 mi	$2,440
78735	Austin	4.0 mi	$2,130
78705	Austin	4.2 mi	$1,870
78731	Austin	4.3 mi	$1,780
78701	Austin	4.4 mi	$2,730
78756	Austin	4.5 mi	$1,670

Questions

What is the Fair Market Rent for ZIP code 78746?

HUD's FY2027 Small Area Fair Market Rents for 78746 are $1,780 (studio), $1,890 (1 BR), $2,240 (2 BR), $2,830 (3 BR) and $3,320 (4 BR) a month.

What is the Section 8 payment standard in 78746?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78746 that range is $2,016 to $2,464 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78746?

The FY2026 income limits of the Austin-Round Rock-San Marcos, TX area apply: median family income $134,400, low-income (80%) limit $106,800 for a family of four.