FY2027 Small Area FMR · El Indio, TX

ZIP 78860 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78860 (El Indio, TX) is $1,180 a month, up 2.6% from FY2026. That is 16% above the Eagle Pass, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,180per month ▲ 2.6%

Area-wide 2 BR FMR$1,014Eagle Pass, TX

Rank in the area1stof 4 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▲ 6.3%

1 BR$1,040▲ 3.0%

2 BR$1,180▲ 2.6%

3 BR$1,600▲ 3.9%

4 BR$1,780▲ 6.0%

FY2027 FY2026

Where 78860 sits in the Eagle Pass, TX area

Of the 4 ZIP codes HUD lists for the area, 78860 has the 1st highest two-bedroom Small Area FMR. Eagle Pass, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$894	$950
1 bedroom	$1,040	$936 – $1,144	$931	$1,010
2 bedrooms	$1,180	$1,062 – $1,298	$1,014	$1,150
3 bedrooms	$1,600	$1,440 – $1,760	$1,404	$1,540
4 bedrooms	$1,780	$1,602 – $1,958	$1,630	$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $61,700 and the 80% low-income limit for four people is $66,950. ZIP code 78860 lies mainly in Maverick County. See the Eagle Pass, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78852	Eagle Pass	17.5 mi	$1,010
78834	Carrizo Springs	22.0 mi	$1,040
78839	Crystal City	32.2 mi	$1,040
78827	Asherton	33.3 mi	$1,010
78836	Catarina	37.0 mi	$1,010
78877	Quemado	37.8 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 78860?

HUD's FY2027 Small Area Fair Market Rents for 78860 are $1,010 (studio), $1,040 (1 BR), $1,180 (2 BR), $1,600 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 78860?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78860 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78860?

The FY2026 income limits of the Eagle Pass, TX area apply: median family income $61,700, low-income (80%) limit $66,950 for a family of four.