FY2027 Small Area FMR · Ellinger, TX

ZIP 78938 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78938 (Ellinger, TX) is $1,010 a month, up 4.1% from FY2026. That is 8% below the Fayette County, TX area-wide FMR of $1,093.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,093Fayette County, TX

Rank in the area18thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 4.1%

1 BR$870▲ 3.6%

2 BR$1,010▲ 4.1%

3 BR$1,380▲ 4.5%

4 BR$1,490▼ 2.0%

FY2027 FY2026

Where 78938 sits in the Fayette County, TX area

Of the 18 ZIP codes HUD lists for the area, 78938 has the 18th highest two-bedroom Small Area FMR. Fayette County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$831	$740
1 bedroom	$870	$783 – $957	$933	$840
2 bedrooms	$1,010	$909 – $1,111	$1,093	$970
3 bedrooms	$1,380	$1,242 – $1,518	$1,473	$1,320
4 bedrooms	$1,490	$1,341 – $1,639	$1,596	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $98,200 and the 80% low-income limit for four people is $78,550. ZIP code 78938 lies mainly in Fayette County. See the Fayette County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78943	Glidden	7.8 mi	$1,180
78940	Fayetteville	9.5 mi	$1,110
78962	Weimar	10.6 mi	$1,040
78934	Columbus	10.9 mi	$1,200
78950	New Ulm	14.0 mi	$1,130
78945	La Grange	14.3 mi	$1,670

Questions

What is the Fair Market Rent for ZIP code 78938?

HUD's FY2027 Small Area Fair Market Rents for 78938 are $770 (studio), $870 (1 BR), $1,010 (2 BR), $1,380 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 78938?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78938 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78938?

The FY2026 income limits of the Fayette County, TX area apply: median family income $98,200, low-income (80%) limit $78,550 for a family of four.