FY2027 Small Area FMR · Oakland, TX

ZIP 78951 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78951 (Oakland, TX) is $1,210 a month, up 5.2% from FY2026. That is 0% equal to the Colorado County, TX area-wide FMR of $1,211.

2-bedroom SAFMR$1,210per month ▲ 5.2%

Area-wide 2 BR FMR$1,211Colorado County, TX

Rank in the area6thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▲ 3.4%

1 BR$960▲ 4.3%

2 BR$1,210▲ 5.2%

3 BR$1,470▲ 6.5%

4 BR$1,740▲ 3.0%

FY2027 FY2026

Where 78951 sits in the Colorado County, TX area

Of the 19 ZIP codes HUD lists for the area, 78951 has the 6th highest two-bedroom Small Area FMR. Colorado County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,211 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$921	$890
1 bedroom	$960	$864 – $1,056	$964	$920
2 bedrooms	$1,210	$1,089 – $1,331	$1,211	$1,150
3 bedrooms	$1,470	$1,323 – $1,617	$1,472	$1,380
4 bedrooms	$1,740	$1,566 – $1,914	$1,744	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $92,900 and the 80% low-income limit for four people is $74,300. ZIP code 78951 lies mainly in Colorado County. See the Colorado County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
77986	Sublime	7.1 mi	$1,090
78962	Weimar	7.3 mi	$1,040
78956	Schulenburg	9.5 mi	$1,230
77475	Sheridan	12.4 mi	$1,150
77964	Hallettsville	14.4 mi	$1,170
78943	Glidden	15.1 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 78951?

HUD's FY2027 Small Area Fair Market Rents for 78951 are $920 (studio), $960 (1 BR), $1,210 (2 BR), $1,470 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 78951?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78951 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78951?

The FY2026 income limits of the Colorado County, TX area apply: median family income $92,900, low-income (80%) limit $74,300 for a family of four.