FY2027 Small Area FMR · West Point, TX
ZIP 78963 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78963 (West Point, TX) is $1,130 a month, up 3.7% from FY2026. That is 3% above the Fayette County, TX area-wide FMR of $1,093.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78963 sits in the Fayette County, TX area
Of the 18 ZIP codes HUD lists for the area, 78963 has the 13th highest two-bedroom Small Area FMR. Fayette County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $870 | $783 – $957 | $831 | $850 |
| 1 bedroom | $960 | $864 – $1,056 | $933 | $940 |
| 2 bedrooms | $1,130 | $1,017 – $1,243 | $1,093 | $1,090 |
| 3 bedrooms | $1,490 | $1,341 – $1,639 | $1,473 | $1,450 |
| 4 bedrooms | $1,660 | $1,494 – $1,826 | $1,596 | $1,680 |
A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $98,200 and the 80% low-income limit for four people is $78,550. ZIP code 78963 lies mainly in Fayette County. See the Fayette County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78963?
HUD's FY2027 Small Area Fair Market Rents for 78963 are $870 (studio), $960 (1 BR), $1,130 (2 BR), $1,490 (3 BR) and $1,660 (4 BR) a month.
What is the Section 8 payment standard in 78963?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78963 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78963?
The FY2026 income limits of the Fayette County, TX area apply: median family income $98,200, low-income (80%) limit $78,550 for a family of four.