Income Limits by County

FY2027 Small Area FMR · Adrian, TX

ZIP 79001 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79001 (Adrian, TX) is $1,100 a month, up 2.8% from FY2026. That is 3% above the Oldham County, TX area-wide FMR of $1,065.

2-bedroom SAFMR$1,100per month ▲ 2.8%
Area-wide 2 BR FMR$1,065Oldham County, TX
Rank in the area4thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 79001 sits in the Oldham County, TX area

$1,020$1,370median $1,115

Of the 6 ZIP codes HUD lists for the area, 79001 has the 4th highest two-bedroom Small Area FMR. Oldham County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,065 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

ZIP code 79001 crosses more than one HUD area. HUD also lists it under Deaf Smith County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$790$711 – $869$767$750
1 bedroom$890$801 – $979$870$860
2 bedrooms$1,100$990 – $1,210$1,065$1,070
3 bedrooms$1,490$1,341 – $1,639$1,475$1,320
4 bedrooms$1,650$1,485 – $1,815$1,614$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $87,300 and the 80% low-income limit for four people is $69,850. ZIP code 79001 lies mainly in Oldham County and Deaf Smith County. See the Oldham County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
79092Vega19.7 mi$1,060
88411Bard24.1 mi$1,020
88430Nara Visa27.3 mi$1,370
88434San Jon31.5 mi$1,060
79045Hereford32.3 mi$1,110
79098Wildorado35.1 mi$1,130

Questions

What is the Fair Market Rent for ZIP code 79001?

HUD's FY2027 Small Area Fair Market Rents for 79001 are $790 (studio), $890 (1 BR), $1,100 (2 BR), $1,490 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 79001?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79001 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79001?

The FY2026 income limits of the Oldham County, TX area apply: median family income $87,300, low-income (80%) limit $69,850 for a family of four.