FY2027 Small Area FMR · Sanford, TX

ZIP 79078 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79078 (Sanford, TX) is $1,060 a month, up 8.2% from FY2026. That is 5% above the Hutchinson County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,060per month ▲ 8.2%

Area-wide 2 BR FMR$1,014Hutchinson County, TX

Rank in the area3rdof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 9.5%

1 BR$820▲ 10.8%

2 BR$1,060▲ 8.2%

3 BR$1,480▲ 8.8%

4 BR$1,780▲ 8.5%

FY2027 FY2026

Where 79078 sits in the Hutchinson County, TX area

Of the 8 ZIP codes HUD lists for the area, 79078 has the 3rd highest two-bedroom Small Area FMR. Hutchinson County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$771	$740
1 bedroom	$820	$738 – $902	$775	$740
2 bedrooms	$1,060	$954 – $1,166	$1,014	$980
3 bedrooms	$1,480	$1,332 – $1,628	$1,404	$1,360
4 bedrooms	$1,780	$1,602 – $1,958	$1,695	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $100,800 and the 80% low-income limit for four people is $78,550. ZIP code 79078 lies mainly in Hutchinson County. See the Hutchinson County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
79036	Fritch	7.7 mi	$1,040
79007	Borger	10.2 mi	$1,010
79008	Borger	10.9 mi	$1,010
79083	Stinnett	12.1 mi	$1,080
79058	Masterson	18.2 mi	$1,060
79080	Skellytown	20.7 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 79078?

HUD's FY2027 Small Area Fair Market Rents for 79078 are $810 (studio), $820 (1 BR), $1,060 (2 BR), $1,480 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 79078?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79078 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79078?

The FY2026 income limits of the Hutchinson County, TX area apply: median family income $100,800, low-income (80%) limit $78,550 for a family of four.