FY2027 Small Area FMR · Amarillo, TX

ZIP 79103 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79103 (Amarillo, TX) is $1,230 a month, up 3.4% from FY2026. That is 11% above the Amarillo, TX area-wide FMR of $1,107.

2-bedroom SAFMR$1,230per month ▲ 3.4%

Area-wide 2 BR FMR$1,107Amarillo, TX

Rank in the area5thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 6.0%

1 BR$1,000▲ 3.1%

2 BR$1,230▲ 3.4%

3 BR$1,680▲ 3.7%

4 BR$1,860▼ 0.5%

FY2027 FY2026

Where 79103 sits in the Amarillo, TX area

Of the 36 ZIP codes HUD lists for the area, 79103 has the 5th highest two-bedroom Small Area FMR. Amarillo, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,107 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$797	$840
1 bedroom	$1,000	$900 – $1,100	$904	$970
2 bedrooms	$1,230	$1,107 – $1,353	$1,107	$1,190
3 bedrooms	$1,680	$1,512 – $1,848	$1,512	$1,620
4 bedrooms	$1,860	$1,674 – $2,046	$1,678	$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $90,700 and the 80% low-income limit for four people is $72,800. ZIP code 79103 lies mainly in Potter County and Randall County. See the Amarillo, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
79104	Amarillo	1.8 mi	$1,010
79101	Amarillo	3.2 mi	$1,010
79107	Amarillo	3.7 mi	$1,060
79102	Amarillo	4.3 mi	$1,020
79110	Amarillo	4.8 mi	$1,260
79109	Amarillo	5.2 mi	$1,160

Questions

What is the Fair Market Rent for ZIP code 79103?

HUD's FY2027 Small Area Fair Market Rents for 79103 are $890 (studio), $1,000 (1 BR), $1,230 (2 BR), $1,680 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 79103?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79103 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79103?

The FY2026 income limits of the Amarillo, TX area apply: median family income $90,700, low-income (80%) limit $72,800 for a family of four.