FY2027 Small Area FMR · Dougherty, TX

ZIP 79231 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79231 (Dougherty, TX) is $1,070 a month, up 5.9% from FY2026. That is 6% above the Floyd County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,070per month ▲ 5.9%

Area-wide 2 BR FMR$1,014Floyd County, TX

Rank in the area2ndof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 3.8%

1 BR$850▲ 9.0%

2 BR$1,070▲ 5.9%

3 BR$1,310▲ 7.4%

4 BR$1,540▲ 3.4%

FY2027 FY2026

Where 79231 sits in the Floyd County, TX area

Of the 8 ZIP codes HUD lists for the area, 79231 has the 2nd highest two-bedroom Small Area FMR. Floyd County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$771	$780
1 bedroom	$850	$765 – $935	$807	$780
2 bedrooms	$1,070	$963 – $1,177	$1,014	$1,010
3 bedrooms	$1,310	$1,179 – $1,441	$1,208	$1,220
4 bedrooms	$1,540	$1,386 – $1,694	$1,461	$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $67,700 and the 80% low-income limit for four people is $66,950. ZIP code 79231 lies mainly in Floyd County. See the Floyd County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
79243	Mcadoo	10.2 mi	$1,080
79235	Floydada	10.8 mi	$1,060
79244	Matador	15.6 mi	$1,010
79256	Roaring Springs	18.6 mi	$1,220
79220	Afton	19.0 mi	$1,210
79322	Crosbyton	19.9 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 79231?

HUD's FY2027 Small Area Fair Market Rents for 79231 are $810 (studio), $850 (1 BR), $1,070 (2 BR), $1,310 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 79231?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79231 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79231?

The FY2026 income limits of the Floyd County, TX area apply: median family income $67,700, low-income (80%) limit $66,950 for a family of four.