Income Limits by County

FY2027 Small Area FMR · Amherst, TX

ZIP 79312 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79312 (Amherst, TX) is $1,060 a month, up 9.3% from FY2026. That is 5% above the Lamb County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,060per month ▲ 9.3%
Area-wide 2 BR FMR$1,014Lamb County, TX
Rank in the area5thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 79312 sits in the Lamb County, TX area

$1,010$1,340median $1,060

Of the 13 ZIP codes HUD lists for the area, 79312 has the 5th highest two-bedroom Small Area FMR. Lamb County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$771$740
1 bedroom$840$756 – $924$807$740
2 bedrooms$1,060$954 – $1,166$1,014$970
3 bedrooms$1,450$1,305 – $1,595$1,389$1,310
4 bedrooms$1,530$1,377 – $1,683$1,469$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $78,600 and the 80% low-income limit for four people is $66,950. ZIP code 79312 lies mainly in Lamb County. See the Lamb County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
79339Littlefield10.1 mi$1,060
79326Fieldton12.3 mi$1,020
79082Springlake16.1 mi$1,100
79369Spade16.3 mi$1,040
79324Enochs17.2 mi$1,060
79031Earth17.4 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 79312?

HUD's FY2027 Small Area Fair Market Rents for 79312 are $800 (studio), $840 (1 BR), $1,060 (2 BR), $1,450 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 79312?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79312 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79312?

The FY2026 income limits of the Lamb County, TX area apply: median family income $78,600, low-income (80%) limit $66,950 for a family of four.