FY2027 Small Area FMR · Coahoma, TX
ZIP 79511 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79511 (Coahoma, TX) is $1,280 a month, up 0.8% from FY2026. That is 19% above the Borden County, TX area-wide FMR of $1,078.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 79511 sits in the Borden County, TX area
Of the 9 ZIP codes HUD lists for the area, 79511 has the 4th highest two-bedroom Small Area FMR. Borden County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,078 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.
ZIP code 79511 crosses more than one HUD area. HUD also lists it under Howard County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,000 | $900 – $1,100 | $819 | $1,000 |
| 1 bedroom | $1,010 | $909 – $1,111 | $858 | $1,000 |
| 2 bedrooms | $1,280 | $1,152 – $1,408 | $1,078 | $1,270 |
| 3 bedrooms | $1,580 | $1,422 – $1,738 | $1,393 | $1,530 |
| 4 bedrooms | $1,910 | $1,719 – $2,101 | $1,553 | $1,880 |
A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $72,500 and the 80% low-income limit for four people is $77,500. ZIP code 79511 lies mainly in Howard County and Borden County. See the Borden County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 79511?
HUD's FY2027 Small Area Fair Market Rents for 79511 are $1,000 (studio), $1,010 (1 BR), $1,280 (2 BR), $1,580 (3 BR) and $1,910 (4 BR) a month.
What is the Section 8 payment standard in 79511?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79511 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 79511?
The FY2026 income limits of the Borden County, TX area apply: median family income $72,500, low-income (80%) limit $77,500 for a family of four.