FY2027 Small Area FMR · Girard, TX

ZIP 79518 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79518 (Girard, TX) is $1,120 a month, up 9.8% from FY2026. That is 4% above the Kent County, TX area-wide FMR of $1,078.

2-bedroom SAFMR$1,120per month ▲ 9.8%

Area-wide 2 BR FMR$1,078Kent County, TX

Rank in the area2ndof 4 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▲ 7.6%

1 BR$900▲ 5.9%

2 BR$1,120▲ 9.8%

3 BR$1,380▲ 4.5%

4 BR$1,580▲ 5.3%

FY2027 FY2026

Where 79518 sits in the Kent County, TX area

Of the 4 ZIP codes HUD lists for the area, 79518 has the 2nd highest two-bedroom Small Area FMR. Kent County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,078 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$819	$790
1 bedroom	$900	$810 – $990	$858	$850
2 bedrooms	$1,120	$1,008 – $1,232	$1,078	$1,020
3 bedrooms	$1,380	$1,242 – $1,518	$1,393	$1,320
4 bedrooms	$1,580	$1,422 – $1,738	$1,553	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $97,300 and the 80% low-income limit for four people is $77,850. ZIP code 79518 lies mainly in Kent County. See the Kent County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
79528	Jayton	15.1 mi	$1,100
79370	Spur	16.0 mi	$1,060
79229	Dickens	22.5 mi	$1,060
79220	Afton	28.8 mi	$1,210
79502	Aspermont	29.2 mi	$1,050
79236	Guthrie	31.8 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 79518?

HUD's FY2027 Small Area Fair Market Rents for 79518 are $850 (studio), $900 (1 BR), $1,120 (2 BR), $1,380 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 79518?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79518 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79518?

The FY2026 income limits of the Kent County, TX area apply: median family income $97,300, low-income (80%) limit $77,850 for a family of four.