Income Limits by County

FY2027 Small Area FMR · O Brien, TX

ZIP 79539 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79539 (O Brien, TX) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Haskell County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Haskell County, TX
Rank in the area8thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 79539 sits in the Haskell County, TX area

$1,010$1,250median $1,150

Of the 9 ZIP codes HUD lists for the area, 79539 has the 8th highest two-bedroom Small Area FMR. Haskell County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$771$760
1 bedroom$810$729 – $891$807$780
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,410$1,269 – $1,551$1,404$1,350
4 bedrooms$1,590$1,431 – $1,749$1,579$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $79,400 and the 80% low-income limit for four people is $66,950. ZIP code 79539 lies mainly in Haskell County. See the Haskell County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
79544Rochester4.3 mi$1,010
79529Knox City5.1 mi$1,180
79547Rule11.4 mi$1,110
76388Weinert13.8 mi$1,040
79505Benjamin15.4 mi$1,010
76371Munday16.0 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 79539?

HUD's FY2027 Small Area Fair Market Rents for 79539 are $770 (studio), $810 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 79539?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79539 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79539?

The FY2026 income limits of the Haskell County, TX area apply: median family income $79,400, low-income (80%) limit $66,950 for a family of four.