FY2027 Small Area FMR · Roscoe, TX
ZIP 79545 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79545 (Roscoe, TX) is $1,270 a month, up 24.5% from FY2026. That is 25% above the Fisher County, TX area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 79545 sits in the Fisher County, TX area
Of the 9 ZIP codes HUD lists for the area, 79545 has the 1st highest two-bedroom Small Area FMR. Fisher County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.
ZIP code 79545 crosses more than one HUD area. HUD also lists it under Mitchell County, TX (same figures), Nolan County, TX (same figures) and Scurry County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $970 | $873 – $1,067 | $771 | $790 |
| 1 bedroom | $980 | $882 – $1,078 | $818 | $830 |
| 2 bedrooms | $1,270 | $1,143 – $1,397 | $1,014 | $1,020 |
| 3 bedrooms | $1,760 | $1,584 – $1,936 | $1,208 | $1,410 |
| 4 bedrooms | $1,830 | $1,647 – $2,013 | $1,461 | $1,700 |
A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $73,600 and the 80% low-income limit for four people is $66,950. ZIP code 79545 lies mainly in Nolan County, Fisher County and Scurry County. See the Fisher County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 79545?
HUD's FY2027 Small Area Fair Market Rents for 79545 are $970 (studio), $980 (1 BR), $1,270 (2 BR), $1,760 (3 BR) and $1,830 (4 BR) a month.
What is the Section 8 payment standard in 79545?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79545 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 79545?
The FY2026 income limits of the Fisher County, TX area apply: median family income $73,600, low-income (80%) limit $66,950 for a family of four.