FY2027 Small Area FMR · Gardendale, TX
ZIP 79758 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79758 (Gardendale, TX) is $1,680 a month, down 2.3% from FY2026. That is 6% below the Midland, TX area-wide FMR of $1,794.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 79758 sits in the Midland, TX area
Of the 15 ZIP codes HUD lists for the area, 79758 has the 11th highest two-bedroom Small Area FMR. Midland, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,794 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.
ZIP code 79758 crosses more than one HUD area. HUD also lists it under Odessa, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,290 | $1,161 – $1,419 | $1,335 | $1,430 |
| 1 bedroom | $1,350 | $1,215 – $1,485 | $1,408 | $1,440 |
| 2 bedrooms | $1,680 | $1,512 – $1,848 | $1,794 | $1,720 |
| 3 bedrooms | $2,060 | $1,854 – $2,266 | $2,223 | $2,160 |
| 4 bedrooms | $2,410 | $2,169 – $2,651 | $2,401 | $2,670 |
A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $108,900 and the 80% low-income limit for four people is $87,100. ZIP code 79758 lies mainly in Ector County. See the Midland, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 79758?
HUD's FY2027 Small Area Fair Market Rents for 79758 are $1,290 (studio), $1,350 (1 BR), $1,680 (2 BR), $2,060 (3 BR) and $2,410 (4 BR) a month.
What is the Section 8 payment standard in 79758?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79758 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 79758?
The FY2026 income limits of the Midland, TX area apply: median family income $108,900, low-income (80%) limit $87,100 for a family of four.