FY2027 Small Area FMR · El Paso, TX

ZIP 79904 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79904 (El Paso, TX) is $1,090 a month, up 0.9% from FY2026. That is 5% below the El Paso, TX area-wide FMR of $1,146.

2-bedroom SAFMR$1,090per month ▲ 0.9%

Area-wide 2 BR FMR$1,146El Paso, TX

Rank in the area47thof 60 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 2.7%

1 BR$920■ 0.0%

2 BR$1,090▲ 0.9%

3 BR$1,480▼ 0.7%

4 BR$1,820▲ 0.6%

FY2027 FY2026

Where 79904 sits in the El Paso, TX area

Of the 60 ZIP codes HUD lists for the area, 79904 has the 47th highest two-bedroom Small Area FMR. El Paso, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,146 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$798	$740
1 bedroom	$920	$828 – $1,012	$969	$920
2 bedrooms	$1,090	$981 – $1,199	$1,146	$1,080
3 bedrooms	$1,480	$1,332 – $1,628	$1,559	$1,490
4 bedrooms	$1,820	$1,638 – $2,002	$1,915	$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $73,400 and the 80% low-income limit for four people is $66,950. ZIP code 79904 lies mainly in El Paso County. See the El Paso, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
79920	El Paso	2.0 mi	$1,080
79930	El Paso	2.6 mi	$1,080
79916	Fort Bliss	3.2 mi	$1,420
79918	Fort Bliss	3.4 mi	$1,670
79906	El Paso	3.8 mi	$1,580
79908	El Paso	3.9 mi	$1,720

Questions

What is the Fair Market Rent for ZIP code 79904?

HUD's FY2027 Small Area Fair Market Rents for 79904 are $760 (studio), $920 (1 BR), $1,090 (2 BR), $1,480 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 79904?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79904 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79904?

The FY2026 income limits of the El Paso, TX area apply: median family income $73,400, low-income (80%) limit $66,950 for a family of four.