Income Limits by County

FY2027 Small Area FMR · El Paso, TX

ZIP 79915 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79915 (El Paso, TX) is $1,080 a month, unchanged from FY2026. That is 6% below the El Paso, TX area-wide FMR of $1,146.

2-bedroom SAFMR$1,080per month ■ 0.0%
Area-wide 2 BR FMR$1,146El Paso, TX
Rank in the area48thof 60 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972
2 BR Small Area FMR$1,080
110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 79915 sits in the El Paso, TX area

$1,080$1,720median $1,150

Of the 60 ZIP codes HUD lists for the area, 79915 has the 48th highest two-bedroom Small Area FMR. El Paso, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,146 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$798$740
1 bedroom$920$828 – $1,012$969$920
2 bedrooms$1,080$972 – $1,188$1,146$1,080
3 bedrooms$1,470$1,323 – $1,617$1,559$1,490
4 bedrooms$1,800$1,620 – $1,980$1,915$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $73,400 and the 80% low-income limit for four people is $66,950. ZIP code 79915 lies mainly in El Paso County. See the El Paso, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
79935El Paso2.9 mi$1,200
79905El Paso3.5 mi$1,080
79925El Paso3.6 mi$1,120
79907El Paso3.8 mi$1,080
79936El Paso4.9 mi$1,360
79906El Paso4.9 mi$1,580

Questions

What is the Fair Market Rent for ZIP code 79915?

HUD's FY2027 Small Area Fair Market Rents for 79915 are $740 (studio), $920 (1 BR), $1,080 (2 BR), $1,470 (3 BR) and $1,800 (4 BR) a month.

What is the Section 8 payment standard in 79915?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79915 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79915?

The FY2026 income limits of the El Paso, TX area apply: median family income $73,400, low-income (80%) limit $66,950 for a family of four.