FY2027 Small Area FMR · El Paso, TX
ZIP 79938 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79938 (El Paso, TX) is $1,490 a month, down 3.2% from FY2026. That is 30% above the El Paso, TX area-wide FMR of $1,146.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 79938 sits in the El Paso, TX area
Of the 60 ZIP codes HUD lists for the area, 79938 has the 5th highest two-bedroom Small Area FMR. El Paso, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,146 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,490 for this ZIP code instead.
ZIP code 79938 crosses more than one HUD area. HUD also lists it under Hudspeth County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,040 | $936 – $1,144 | $798 | $1,060 |
| 1 bedroom | $1,260 | $1,134 – $1,386 | $969 | $1,310 |
| 2 bedrooms | $1,490 | $1,341 – $1,639 | $1,146 | $1,540 |
| 3 bedrooms | $2,030 | $1,827 – $2,233 | $1,559 | $2,110 |
| 4 bedrooms | $2,490 | $2,241 – $2,739 | $1,915 | $2,580 |
A household renting a two-bedroom home at the Small Area FMR of $1,490 needs about $59,600 a year to keep housing costs at 30% of income. The area median family income is $73,400 and the 80% low-income limit for four people is $66,950. ZIP code 79938 lies mainly in El Paso County and Hudspeth County. See the El Paso, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 79938?
HUD's FY2027 Small Area Fair Market Rents for 79938 are $1,040 (studio), $1,260 (1 BR), $1,490 (2 BR), $2,030 (3 BR) and $2,490 (4 BR) a month.
What is the Section 8 payment standard in 79938?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79938 that range is $1,341 to $1,639 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 79938?
The FY2026 income limits of the El Paso, TX area apply: median family income $73,400, low-income (80%) limit $66,950 for a family of four.