FY2027 Small Area FMR · Castle Rock, CO
ZIP 80109 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80109 (Castle Rock, CO) is $2,650 a month, up 3.9% from FY2026. That is 22% above the Denver-Aurora-Centennial, CO area-wide FMR of $2,169.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 80109 sits in the Denver-Aurora-Centennial, CO area
Of the 182 ZIP codes HUD lists for the area, 80109 has the 12th highest two-bedroom Small Area FMR. Denver-Aurora-Centennial, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,169 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,650 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,140 | $1,926 – $2,354 | $1,751 | $2,010 |
| 1 bedroom | $2,240 | $2,016 – $2,464 | $1,831 | $2,140 |
| 2 bedrooms | $2,650 | $2,385 – $2,915 | $2,169 | $2,550 |
| 3 bedrooms | $3,480 | $3,132 – $3,828 | $2,846 | $3,340 |
| 4 bedrooms | $3,890 | $3,501 – $4,279 | $3,183 | $3,720 |
A household renting a two-bedroom home at the Small Area FMR of $2,650 needs about $106,000 a year to keep housing costs at 30% of income. The area median family income is $144,000 and the 80% low-income limit for four people is $106,800. ZIP code 80109 lies mainly in Douglas County. See the Denver-Aurora-Centennial, CO metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 80109?
HUD's FY2027 Small Area Fair Market Rents for 80109 are $2,140 (studio), $2,240 (1 BR), $2,650 (2 BR), $3,480 (3 BR) and $3,890 (4 BR) a month.
What is the Section 8 payment standard in 80109?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80109 that range is $2,385 to $2,915 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 80109?
The FY2026 income limits of the Denver-Aurora-Centennial, CO area apply: median family income $144,000, low-income (80%) limit $106,800 for a family of four.