FY2027 Small Area FMR · Henderson, CO
ZIP 80640 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80640 (Henderson, CO) is $2,620 a month, up 6.5% from FY2026. That is 21% above the Denver-Aurora-Centennial, CO area-wide FMR of $2,169.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 80640 sits in the Denver-Aurora-Centennial, CO area
Of the 182 ZIP codes HUD lists for the area, 80640 has the 15th highest two-bedroom Small Area FMR. Denver-Aurora-Centennial, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,169 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,620 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,120 | $1,908 – $2,332 | $1,751 | $1,930 |
| 1 bedroom | $2,210 | $1,989 – $2,431 | $1,831 | $2,070 |
| 2 bedrooms | $2,620 | $2,358 – $2,882 | $2,169 | $2,460 |
| 3 bedrooms | $3,440 | $3,096 – $3,784 | $2,846 | $3,220 |
| 4 bedrooms | $3,840 | $3,456 – $4,224 | $3,183 | $3,590 |
A household renting a two-bedroom home at the Small Area FMR of $2,620 needs about $104,800 a year to keep housing costs at 30% of income. The area median family income is $144,000 and the 80% low-income limit for four people is $106,800. ZIP code 80640 lies mainly in Adams County. See the Denver-Aurora-Centennial, CO metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 80640?
HUD's FY2027 Small Area Fair Market Rents for 80640 are $2,120 (studio), $2,210 (1 BR), $2,620 (2 BR), $3,440 (3 BR) and $3,840 (4 BR) a month.
What is the Section 8 payment standard in 80640?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80640 that range is $2,358 to $2,882 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 80640?
The FY2026 income limits of the Denver-Aurora-Centennial, CO area apply: median family income $144,000, low-income (80%) limit $106,800 for a family of four.