FY2027 Small Area FMR · Kersey, CO

ZIP 80644 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80644 (Kersey, CO) is $1,410 a month, up 2.2% from FY2026. That is 14% below the Greeley, CO area-wide FMR of $1,647.

2-bedroom SAFMR$1,410per month ▲ 2.2%

Area-wide 2 BR FMR$1,647Greeley, CO

Rank in the area40thof 50 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,269

2 BR Small Area FMR$1,410

110% of SAFMR$1,551

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,060▲ 6.0%

1 BR$1,120▲ 2.8%

2 BR$1,410▲ 2.2%

3 BR$1,960▲ 1.6%

4 BR$2,340▲ 6.4%

FY2027 FY2026

Where 80644 sits in the Greeley, CO area

Of the 50 ZIP codes HUD lists for the area, 80644 has the 40th highest two-bedroom Small Area FMR. Greeley, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,647 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,410 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,060	$954 – $1,166	$1,240	$1,000
1 bedroom	$1,120	$1,008 – $1,232	$1,307	$1,090
2 bedrooms	$1,410	$1,269 – $1,551	$1,647	$1,380
3 bedrooms	$1,960	$1,764 – $2,156	$2,281	$1,930
4 bedrooms	$2,340	$2,106 – $2,574	$2,753	$2,200

A household renting a two-bedroom home at the Small Area FMR of $1,410 needs about $56,400 a year to keep housing costs at 30% of income. The area median family income is $128,000 and the 80% low-income limit for four people is $99,900. ZIP code 80644 lies mainly in Weld County. See the Greeley, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80624	Gill	7.8 mi	$1,410
80622	Galeton	10.6 mi	$1,410
80645	La Salle	12.9 mi	$1,550
80631	Greeley	13.1 mi	$1,450
80649	Orchard	13.2 mi	$1,410
80620	Evans	14.9 mi	$1,650

Questions

What is the Fair Market Rent for ZIP code 80644?

HUD's FY2027 Small Area Fair Market Rents for 80644 are $1,060 (studio), $1,120 (1 BR), $1,410 (2 BR), $1,960 (3 BR) and $2,340 (4 BR) a month.

What is the Section 8 payment standard in 80644?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80644 that range is $1,269 to $1,551 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80644?

The FY2026 income limits of the Greeley, CO area apply: median family income $128,000, low-income (80%) limit $99,900 for a family of four.