FY2027 Small Area FMR · Mc Clave, CO

ZIP 81057 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81057 (Mc Clave, CO) is $1,010 a month, down 1.9% from FY2026. That is 12% below the Bent County, CO area-wide FMR of $1,150.

2-bedroom SAFMR$1,010per month ▼ 1.9%

Area-wide 2 BR FMR$1,150Bent County, CO

Rank in the area5thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▼ 3.8%

1 BR$780■ 0.0%

2 BR$1,010▼ 1.9%

3 BR$1,410▼ 1.4%

4 BR$1,580▼ 1.9%

FY2027 FY2026

Where 81057 sits in the Bent County, CO area

Of the 6 ZIP codes HUD lists for the area, 81057 has the 5th highest two-bedroom Small Area FMR. Bent County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,150 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$854	$780
1 bedroom	$780	$702 – $858	$879	$780
2 bedrooms	$1,010	$909 – $1,111	$1,150	$1,030
3 bedrooms	$1,410	$1,269 – $1,551	$1,592	$1,430
4 bedrooms	$1,580	$1,422 – $1,738	$1,786	$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $67,100 and the 80% low-income limit for four people is $77,900. ZIP code 81057 lies mainly in Bent County. See the Bent County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81092	Wiley	8.5 mi	$1,110
81044	Hasty	18.5 mi	$1,010
81052	Lamar	19.2 mi	$1,090
81054	Las Animas	19.4 mi	$1,170
81036	Eads	19.5 mi	$1,310
81045	Haswell	29.6 mi	$1,190

Questions

What is the Fair Market Rent for ZIP code 81057?

HUD's FY2027 Small Area Fair Market Rents for 81057 are $750 (studio), $780 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 81057?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81057 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81057?

The FY2026 income limits of the Bent County, CO area apply: median family income $67,100, low-income (80%) limit $77,900 for a family of four.