FY2027 Small Area FMR · Swink, CO

ZIP 81077 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81077 (Swink, CO) is $1,080 a month, up 5.9% from FY2026. That is 2% above the Otero County, CO area-wide FMR of $1,059.

2-bedroom SAFMR$1,080per month ▲ 5.9%

Area-wide 2 BR FMR$1,059Otero County, CO

Rank in the area5thof 7 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 3.9%

1 BR$830▲ 7.8%

2 BR$1,080▲ 5.9%

3 BR$1,390▲ 2.2%

4 BR$1,800▲ 5.3%

FY2027 FY2026

Where 81077 sits in the Otero County, CO area

Of the 7 ZIP codes HUD lists for the area, 81077 has the 5th highest two-bedroom Small Area FMR. Otero County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,059 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$787	$770
1 bedroom	$830	$747 – $913	$810	$770
2 bedrooms	$1,080	$972 – $1,188	$1,059	$1,020
3 bedrooms	$1,390	$1,251 – $1,529	$1,359	$1,360
4 bedrooms	$1,800	$1,620 – $1,980	$1,770	$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $68,500 and the 80% low-income limit for four people is $77,900. ZIP code 81077 lies mainly in Otero County. See the Otero County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81050	La Junta	8.2 mi	$1,020
81030	Cheraw	8.2 mi	$1,230
81067	Rocky Ford	9.9 mi	$1,160
81058	Manzanola	14.8 mi	$1,170
81033	Crowley	17.5 mi	$1,430
81076	Sugar City	22.5 mi	$1,170

Questions

What is the Fair Market Rent for ZIP code 81077?

HUD's FY2027 Small Area Fair Market Rents for 81077 are $800 (studio), $830 (1 BR), $1,080 (2 BR), $1,390 (3 BR) and $1,800 (4 BR) a month.

What is the Section 8 payment standard in 81077?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81077 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81077?

The FY2026 income limits of the Otero County, CO area apply: median family income $68,500, low-income (80%) limit $77,900 for a family of four.